A curated list of the most commonly asked questions by Rebilly customers. Can't find your question? Let us know!
Rebilly is a payments solution that helps move more customers from your pricing page to your thank you page. It’s tailored to tackle the unique challenges of global businesses — with over 100+ gateway integrations, 50+ supported payment methods, and 100+ supported currencies. We offer a host of products to support your payments including risk management and billing solutions.
Rebilly is safe and secure. We’ve handled over 10 million credit and debit cards. We’ve processed tens of millions of transactions in dozens of currencies, and helped our clients collect over $2 billion of payments that would have otherwise slipped through the cracks. And we’re just getting started…
Our knowledgeable support team is there to help you from 7 AM to 7 PM central time on weekdays. You can email us at email@example.com, chat with us or schedule a talk with a billing specialist. Technical support escalations are available 24/7/365. We also offer a dedicated shared slack channel for our enterprise clients.
Do you connect with multiple payment gateways and methods? Do you have customers in multiple countries? Do you want to future-proof your payments? Do you have subscribers? Do you run offers for your subscriptions? Do you need help controlling issues related to subscription billing? Finally, do you love data and testing?
If you answered yes to any of those questions, Rebilly might be for you. Check out this blog post for an expanded answer on this, or get in touch with us via our contact page or the chat icon at the bottom of this page.
It's pretty simple — your first 30 days are completely free.
Your first 30 days are free, and after that, your pricing is based on the plan you’ve selected and the number of transactions processed.
View complete pricing details on our pricing page here. If you have any questions, please ping us on chat or talk with a billing specialist.
No. Rebilly is a month-to-month service and you can cancel at any time. However, we do offer advantageous long-term contracts. If you are interested, please contact us here.
No. Financial institutions separately charge their own fees, and merchants are responsible for those merchant account fees.
(Not sure what a merchant account is? Click here for payment term definitions.)
Probably! We integrate with more than 100 payment gateways. We work hard to provide a wide selection of payment gateways so that you have the option and flexibility to use the payment gateways that work best for your business.
If we aren't currently integrated with your selected gateway(s), we can likely complete a new integration in 1-3 weeks at no cost.
You will need a payment gateway to get started with Rebilly. Payment gateways are responsible for processing transactions and distributing funds into your merchant bank account. It’s the online equivalent to card swipe machine in stores.
Rebilly is a payment gateway, connected directly to processing platforms. Rebilly is also a payment gateway that can make connections to other payment gateways.
You will also need a merchant account to get started with Rebilly. A merchant account is a specific type of bank account built for businesses, which lets them accept payments (usually via debit or credit cards, but sometimes via other means).
To accept credit and debit card payments in general, you'll need a merchant account. To get one, you'll apply with a merchant account provider. There are many providers, and the one that's best for you will depend on your business. We'd be happy to consult with you and recommend one if needed.
Absolutely. The desire to avoid vendor lock-in with a payment service provider was a major factor in inspiring Rebilly's creation. We believe our clients want the same control that we did, so we’re gateway agnostic — allowing our clients to use whatever combination makes the best business sense for them.
Rebilly doesn’t touch the money. We are a payment gateway and send messages to authorize and capture the transactions. When the money settlement happens, it goes directly through your merchant acquirer into your bank account.
We can view transactions in two categories: those initiated by the cardholder (customer), and those initiated by you or us (called merchant-initiated, or sometimes, in slang, a rebill).
A cardholder initiated transaction may be that a cardholder is on a checkout page trying to place an order. If a transaction is declined, in that case, you can present your customer a message and an opportunity to attempt to pay again.
A merchant-initiated transaction is often going to be a recurring payment, that Rebilly triggers at a pre-scheduled time. If that merchant-initiated transaction is declined, we recommend following our retry strategy.
Rebilly supports all ~140 of the free-traded currencies. You can configure plan pricing and charge customers in any currency you want. We also simplify reporting by translating payment amounts at the time of each transaction to your functional currency.
We also offer dynamic currency conversion (DCC), which is a feature that allows you to present to the customer the choice to be billed in the original transaction currency or the customer’s native currency.
Currently, we accept:
|Alipay||Domestic Cards||JCB||Skrill Rapid Transfer|
|Cash Deposit||Gpaysafe||Online Bank Transfer||WeChat Pay|
|Diners Club||Instant Bank Transfer||Phone|
If you don't see the payment method you need, please let us know.
Yes, as many as you want. Most of our customers have just a few, but some have hundreds, and a couple of them have over a thousand. Keep in mind, fewer is probably better -- if you overwhelm customers with too many available plans, they’re less likely to buy any of the plans.
Yes! There are no limits on how you want to configure your billing schedule.
Yes. When creating a plan, go to the Billing Schedule section and select the option “Recurs Never” to create a one-time sale.
What happens to accounts (customers) that subscribe to a plan if I change the price or delete the plan?
Once a plan is used, you can deactivate it, but you won’t be able to delete it. If you want to change the price, across the board, you can create a new pricing plan. Then, you can make that available to new customers.
If you want to move existing customers from the old pricing to the new one, you can do that too by migrating them to the new plan. Make sure you inform your customers in advance of moving them to a different pricing plan.
No. You can create it without taking a payment, but you cannot create a subscription without having your customer’s basic information (the information used to compose an invoice, like the customer’s name and address).
Product + Pricing Plan + Order + Customer = Subscription
Yes. We have something we call “organizations,” which allows you to create multiple organizations within your Rebilly account.
Yes. A dynamic descriptor (sometimes called a soft descriptor) allows you to control what appears on the billing statement. Often, there is a requirement for dynamic descriptors to be pre-approved, or they must be prefixed with something common (My-Company*my product). Rebilly supports dynamic descriptors.
Simply go to “Gateway Account” and look under “Advanced Configuration”.
Note: Not all of the payment gateway integrations support dynamic descriptors. To find out if your payment services provider supports them, please contact us. Your payment services provider may need to enable the feature for you as well.
When you’re running a subscription-based business, credit card errors (like an expired card) often drive involuntary churn to typical rates ranging from 5-15%. Our industry-leading decline logic automatically corrects most error types without you (or your customers) needing to do anything.
Rebilly’s automatic correction and retry features can help decrease your involuntary churn and make sure you can spend your energy where it matters most -- providing a stellar product and service.
Yes. With Rebilly, you can automatically retry declined payments, based on the optimal time to maximize approvals on your renewals.
Rebilly’s capabilities are second to none.
We like to think of “dunning” as part of a wider campaign to get more renewals paid. Technically, “dunning” would refer to the automated emails, text messages, letters, phone calls, or other communications that would go to customers to let them know they have an outstanding unpaid invoice.
While we help automate the emails, and have advanced functionality, like split testing of the email messages, so you can hone in on which messages work best for your customers, it’s really just part of a broader campaign of things to do.
No. We make paying recurring bills easier for your customers by offering autopay, which collects their payment automatically when the payment is due — no login required.
To get more renewals paid, you should be utilizing Account Updater. You should also have an expiry date guesser, as well as soliciting new expiry dates from those customers which you could not update through automated means.
In addition to that, you should have an automated retry strategy in place to retry the payment at the day and time it is most likely to be approved.
Yes. Sometimes customers can’t afford to pay in full. In that instance, Rebilly gives you the ability to accept a partial payment, to improve your customer experience and your earnings.
There’s nothing more frustrating than fraud, so we created a suite of tools to help you fight it. We would recommend starting with these:
- Using our device fingerprinting (which is included as part of our Framepay solution).
- Add risk-scoring based on transaction-velocity (how many transactions from a single source you will accept within a 24-hour period). After that cap is hit, increment the risk-score, and greylist the customer for 1 hour to prevent further attempts for that hour.
- Add risk-scoring based on if the issuing bank country matches the customer’s geographic location (determined based on their IP address).
- Add risk-scoring based on if the billing address country matches the customer’s geographic location (determine based on their IP address).
These would be the first 4 steps to complete, and they only take about 5 minutes to set up.
Yes. Rebilly offers device fingerprinting to help prevent fraud. It also offers risk scoring, blacklists, and greylists. Furthermore, Rebilly offers chargeback reporting.
Being able to centralize your reporting into one location makes it easier for you to analyze and determine the source of the chargebacks -- are they coming from a specific customer? Issuing bank? For a specific product? From a particular marketing campaign? From a certain geographic location? Rebilly will help you pinpoint that and give you the tools to handle that as you see fit.
Rebilly’s rules engine will allow you to automate certain workflows such as alerting people when chargebacks come in so that they can be properly represented, or canceling subscriptions, and adding information to blacklists.
Rebilly is not the merchant bank. For an example transaction, the financial chain would go from the cardholder, to the issuing bank, to Visa, to the acquiring bank, and back to the merchant. Rebilly is not involved in that exchange, as we do not handle the money.
Everyone in that financial chain is ultimately responsible for chargebacks, but the buck stops with you. The exception would be if you had some transactions protected by 3D Secure, in which case, the buck may stop with the issuing bank.
Data security is hugely important to us at Rebilly. The major part of our security techniques come from the Payment Card Industry Data Security Standard, which includes, but are not limited to:
- Network segmentation and strict firewall rules to make any kind of penetration impossible
- Strong encryption of the stored cardholder data
- Protection of cardholder data transmission via public networks (Qualys SSL Labs report)
- Comprehensive code review for all features
- Granular access management and extensive logging of all operations
- Regular checks of possible vulnerabilities
- Regular updates of operation systems, anti-malware and anti-virus software.
We’ve achieved the highest level of PCI DSS compliance, which includes a yearly full audit of our security practices and policies, as well as penetration testing, completed by a third party accredited by the PCI council. For more on security and Rebilly, visit our Security section, or contact us directly.
Yes. We vault all of the data securely and comply with PCI DSS. We vault them ourselves and do not outsource this to a 3rd party company. We are PCI DSS level 1 compliant.
Yes. If your business accepts payment cards, it must be PCI DSS compliant. Rebilly helps you minimize your compliance burden, by keeping all sensitive cardholder data off of your systems -- in fact, never transmitted through your systems.
If you have cardholder data transmitted through your systems, you need to fill out, what is called the SAQ-D. To do it honestly and properly will take anywhere from 1-6 months, depending on your preparedness. However, since we eliminate all storage and transmission of cardholder data by using either our FramePay or hosted checkout pages, you can fill out a simple SAQ-A in a matter of minutes.
Yes. There are two main kinds of downtime:
- Planned downtime
- Unplanned downtime
We strive for 100% uptime. We use Pingdom and Datadog as external 3rd parties to monitor our uptime.
We also publish our uptime at https://status.rebilly.com.
You cancel your account at any time by emailing us at firstname.lastname@example.org.
Yes. Your transaction and customer data should never be held hostage, and yet, some payment gateways make it very difficult for you to get your data out when you need it. At Rebilly, we’ll make sure you always have access to the data you want, when you want it.
Yes. Rebilly has an API and webhook notifications. Between the two, you should be able to connect it to any other system. Rebilly has some built-in integrations, such as with some Email Service Providers (like Mailgun, Sendgrid, and AWS SES).